FAQ
We’ll Get You Driving!Frequently Asked Questions
Is There A Charge to Pre-Qualify Or Apply?
There is no charge to pre-qualify or to apply with Performance Finance.
What PreRequisites Must I Meet To Apply?
You must be at least 18 years of age and have a valid Ontario driver’s license in good standing. If you are currently not working, you still may qualify for financing. Speak with our credit experts. They will ensure you receive the most accurate information relevant to your situation.
How Can I Be Sure My Information Is Secure?
We respect your privacy. We will not disclose your information to anyone who is not relevant to your application. We will not sell or distribute your name or information to outside parties. We use industry-leading encryption technologies to secure your application. You can feel confident and secure with Performance Finance.
Which Financial Institutions Do You Work With?
Performance Finance works with Canada’s major banks—BMO, CIBC, TD, and Scotiabank—as well as industry-leading financial institutions, such as, IA Auto Finance ACC, Carfinco, Credit River, Axis Auto Finance, Source One, and more
What Interest Rate Do I Qualify For?
The interest rate you qualify for depends on a number of factors: credit history, credit score, employment length, income amount, and several other factors. Our rates start as low as 0%. Our experienced credit experts have been committed to negotiating loans for over 50 years. We are confident we can provide you with the best rates and terms for your auto loan.
Can I Shop For A Car At Any Dealership?
As part of the Performance Auto Group, one of the largest dealer groups in Ontario, you will have access to thousands of vehicles among 22 brands. Our team will review with you an inventory list that matches your loan terms, providing you with multiple options for your next vehicle.
Where Are Your Dealerships Located?
Our dealerships are located in Brampton, Bolton, Brantford, Mississauga, Toronto, Oakville, Orangeville, Grimsby, and St. Catharines-Niagara. We cater to clients across Ontario, and we can deliver your vehicle right to your door!
How Can I Be Sure I Am Getting A Good Deal?
We work for you throughout the process so you can be assured you will always receive the best possible rates and terms. We have earned outstanding relationships with all our financial partners. Our credit experts will get the best rates in line with your situation and will go above and beyond in helping you secure an auto loan.
What Is Unique About Performance Finance?
Once approved, you have access to thousands of quality pre-owned vehicles, including 22 brands and 29 dealerships across southern Ontario. Our financing experience and our service quality is what sets us apart and gets you driving!
Your Application is
Easy As 1-2-3.
Apply
Secure and only
takes a few minutes!
Approved
We will review with
you the approval details.
Drive
Select the vehicle
that's right for you!
Get Approved From
Anywhere, Anytime.
Financing Resources
At Your Fingertips.
Auto Loan Calculator
Use our Auto Loan Calculator to estimate your monthly payment. Please note that several factors may result in a difference to your actual payment.
Free Credit Score
Our free credit score tool is a good place to start. We specialize in helping you get the vehicle you need with a loan that is comfortable and contributes to good credit. Our credit experts are happy to discuss your credit score with you. Chat with someone from our team today.
*Taxes and fees are not included in your estimated amount.